Loan Products > Two-Wheeler

Finance Your Next Ride

Get financing for a new bike or scooter with MHPL. With flexible options, clear guidance and a straightforward application process, we help make two-wheeler ownership more accessible, and entirely hassle-free. A bike or scooter can make everyday life easier, shortening commutes, connecting you to work and helping you manage daily responsibilities. Our two-wheeler financing lets you spread the cost of your chosen bike or scooter through manageable instalments, subject to assessment and applicable terms.

Loan at a glance

40%

Minimum Down Payment

8.99% - 10.99%

Starting Rate

6-40 Months

Max Tenure

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Brands

Interest Rates

The more you put down, the less you pay in interest

New Two-Wheeler Rates
DOWN PAYMENT	INTEREST RATE	TENURE
40%	10.99%	6- 40 Months
50%	9.99%	6- 40 Months
60%	8.99%	6- 40 Months

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Max: 50L

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Max: 11%

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A few documents and you're good to go.

DOCUMENTS REQUIRED INDIVIDUAL APPLICANT

Citizenship Copy

(Applicant & Guarantor Both)

Valid Driving License

Recent Photographs

(2 copies)

Proof of income source

Residency proof

INSTITUTATIONAL LOAN

Registration Document

PAN/ VAT Registration

Tax Clearance / Audit Report

Supporting Income Related Document

*Note: Required documents may vary depending on the nature of the business/ income. The above are the basic required documents.

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Frequently Asked Question

Which two-wheelers can I finance?

New motorcycles, scooters, and electric two-wheelers from our authorized dealers: [list or link].

How much can I borrow and for how long?

Loans go up to 60% of the vehicle’s on-road price, with a tenure of up to 36 months, within NRB limits.

What documents do I need?

Citizenship certificate, passport photos, proof of income, residence proof, the vehicle’s quotation, and your valid 2wheeler driving license. Students and first-time borrowers may be asked for a parent or guardian as a guarantor; however, one personal guarantor is a must.

Do you finance electric two-wheelers?

Yes. Electric two-wheelers from authorized dealers are eligible. Battery warranty and service terms are provided by the manufacturer, and comprehensive insurance and auto plus insurance are both required.

How fast can I get to my vehicle?

After your down payment, approval, and signing of documents, the dealer delivers the vehicle. Registration at the Transport Management Office follows as per its process. Your dealer/showroom or our team will guide you.

Can I include insurance and registration cost in the loan?

No, these are included in the down payment amount; we can provide up to the maximum permitted percentage only. Please confirm at the time of application.

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